Terms of use

Operator: The Index Finance, LLC · Effective date: July 18, 2026 · Contact: admin@theindex.finance

These Terms of Use ("Terms") are a legally binding agreement between you and The Index Finance, LLC ("Company," "we," "us," or "our") governing your access to and use of https://rwa.wtf, including its pages, interfaces, dashboards, APIs, communications, and related services (collectively, the "Service").

IMPORTANT: THE SERVICE INVOLVES DIGITAL ASSETS, BLOCKCHAIN NETWORKS, TOKENIZED ASSETS, AND/OR LEVERAGED OR DERIVATIVE-LIKE PRODUCTS. THESE ACTIVITIES ARE HIGH RISK. YOU MAY LOSE ALL VALUE COMMITTED TO A TRANSACTION. THE SERVICE IS INFORMATIONAL SOFTWARE AND IS NOT A BROKER, DEALER, INVESTMENT ADVISER, EXCHANGE, CUSTODIAN, BANK, FIDUCIARY, OR TAX ADVISER.

ARBITRATION NOTICE: SECTION 18 REQUIRES INDIVIDUAL BINDING ARBITRATION OF MOST DISPUTES AND INCLUDES CLASS-ACTION AND JURY-TRIAL WAIVERS, UNLESS YOU TIMELY OPT OUT.

1. Acceptance and Eligibility

By accessing or using the Service, connecting a wallet, clicking to accept, or otherwise indicating assent, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

You must be at least 18 years old and legally capable of entering into a binding contract.

You may use the Service only where lawful. You are responsible for determining whether your use is permitted in your jurisdiction.

You may not use the Service if you are subject to sanctions, located in an embargoed jurisdiction, or prohibited from using it by applicable law or by a third-party protocol.

If you use the Service for an entity, you represent that you have authority to bind that entity; "you" includes the entity.

2. Description of the Service

rwa.wtf provides an informational and transaction-oriented interface for markets involving tokenized real-world assets and perpetual, leveraged, or derivative-like instruments. The Service may display market data, prices, funding rates, collateral, leverage, positions, profit and loss, liquidation levels, and transaction controls, and may help you submit instructions to third-party protocols or smart contracts. The Company does not operate a regulated exchange or clearinghouse merely by providing the interface and does not guarantee order execution, settlement, margin calculations, or market availability.

The Service may change over time. Features, supported assets, networks, data sources, fees, eligibility criteria, and integrations may be added, modified, suspended, or discontinued at any time. Information displayed by the Service may be delayed, incomplete, estimated, or supplied by third parties.

3. No Financial, Legal, or Tax Advice

All content is provided for general informational and technical-interface purposes only. Nothing on the Service is an offer, solicitation, recommendation, endorsement, or advice to buy, sell, hold, trade, or use any asset, token, security, commodity, derivative, protocol, or strategy. We do not assess suitability, objectives, financial circumstances, or risk tolerance. Obtain independent professional advice before acting.

4. Non-Custodial and Third-Party Nature

Unless expressly stated otherwise, we do not take custody or control of your digital assets, private keys, or seed phrase.

Wallet connections and transactions are initiated by you and executed through third-party wallets, smart contracts, blockchain networks, protocols, liquidity venues, or service providers.

We are not a party to blockchain transactions merely because the Service helps you view information or prepare an instruction.

Transactions may be irreversible. We cannot cancel, reverse, recover, or modify a transaction after it is submitted to a network.

You are responsible for verifying wallet addresses, networks, token contracts, approvals, transaction details, slippage, fees, and all prompts before signing.

5. Accounts, Wallets, and Security

Certain features may require an account, wallet connection, or authentication credential. You must provide accurate information and promptly update it. You are solely responsible for the security of your account, devices, wallets, credentials, private keys, and seed phrase, and for all activity conducted through them. Notify us promptly of suspected unauthorized use. We will never ask for your private key or seed phrase.

6. Fees, Gas, Prices, and Taxes

The Service or integrated protocols may charge interface, trading, distribution, liquidity-provider, funding, borrowing, minting, redemption, or other fees. Applicable fees may be shown in the interface or transaction quote and may change.

Blockchain transactions may require network or gas fees paid to validators or network participants. We do not control network fees.

Quotes, market data, reference prices, estimated values, and calculations may differ from execution results and may be stale, incomplete, or affected by slippage, liquidity, oracle behavior, or market movements.

You are solely responsible for taxes, reporting, filings, and other obligations arising from your activity.

7. Digital Asset and Market Risks

You understand and accept the risks of digital assets and blockchain-based products, including extreme volatility, illiquidity, smart-contract vulnerabilities, oracle failures, protocol changes, forks, network congestion, transaction reordering, cyberattacks, phishing, loss of credentials, governance decisions, regulatory action, market manipulation, depegging, insolvency of third parties, and total loss.

Perpetual and leveraged positions can produce losses exceeding posted margin where the integrated protocol permits, may be liquidated without notice, and can lose substantially all collateral due to small market movements.

Funding rates, borrow costs, margin requirements, maintenance thresholds, price impact, spreads, liquidation penalties, and protocol fees can change rapidly and may be determined by third parties or smart contracts.

Oracle, index, mark-price, or reference-price failures or deviations can trigger unexpected liquidations or inaccurate profit-and-loss displays.

Tokenized RWA products may be subject to issuer, custodian, counterparty, bankruptcy, transfer, redemption, market-hours, corporate-action, legal, and regulatory risks, and may not grant direct ownership of or enforceable rights in the referenced real-world asset.

Certain markets or products may be restricted to eligible persons or unavailable in particular jurisdictions. The interface's technical availability does not mean your use is lawful or authorized.

Past performance, displayed yields, distributions, simulations, backtests, or historical data do not guarantee future results. You should not commit assets you cannot afford to lose.

8. Compliance and Prohibited Use

You agree not to use the Service to:

Violate any law, regulation, court order, sanctions program, or third-party right.

Engage in fraud, market manipulation, wash trading, spoofing, abusive trading, money laundering, terrorist financing, or evasion of legal restrictions.

Use another person's wallet or credentials without authorization, impersonate others, or misrepresent source of funds.

Interfere with security or operation; introduce malware; scrape or access the Service at abusive rates; circumvent access controls; or probe vulnerabilities without written authorization.

Reverse engineer, copy, resell, sublicense, or create a competing service from protected portions of the Service except where law expressly permits.

Use the Service in a manner that could expose us or others to civil, criminal, regulatory, or reputational harm.

We may restrict, suspend, block, or terminate access, including by wallet address, IP address, geography, or account, when we reasonably believe it is necessary for security, compliance, legal, or operational reasons. We are not obligated to provide advance notice.

9. Intellectual Property and License

The Service, including its software, design, text, graphics, logos, compilation, and other content, is owned by the Company or its licensors and protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for lawful personal or internal business purposes. No rights are granted except as expressly stated.

If you submit feedback, you grant us a worldwide, perpetual, irrevocable, royalty-free right to use and exploit it without restriction or compensation, provided we do not publicly identify you without permission.

10. Third-Party Content and Services

The Service may display or connect to third-party content, wallets, protocols, smart contracts, networks, price feeds, token issuers, tokenization platforms, exchanges, or websites. We do not control or endorse them and are not responsible for their acts, omissions, security, availability, terms, privacy practices, accuracy, legality, or performance. Your use of third-party services is at your own risk and may be subject to separate terms.

11. Distributions, Rewards, and Incentives

Any distribution, reward, rebate, points program, token allocation, fee share, or incentive described by the Service is subject to applicable eligibility criteria, smart-contract logic, available funds, technical operation, and legal restrictions. Such programs may be modified, paused, delayed, or discontinued. Displayed amounts may be estimates. Unless expressly stated, no reward or distribution is guaranteed, and no user has a vested right to future payments.

12. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." THE COMPANY AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE OR ANY DATA, QUOTE, TRANSACTION, PROTOCOL, SMART CONTRACT, NETWORK, ASSET, OR THIRD-PARTY SERVICE WILL BE COMPLETE, ACCURATE, SECURE, AVAILABLE, UNINTERRUPTED, ERROR-FREE, LAWFUL, OR FREE OF HARMFUL COMPONENTS.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY PARTIES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, DATA, GOODWILL, OR OPPORTUNITY; TRADING OR INVESTMENT LOSSES; LOSS OF DIGITAL ASSETS; OR DAMAGES ARISING FROM THIRD-PARTY SERVICES, SMART CONTRACTS, WALLETS, NETWORKS, OR UNAUTHORIZED ACCESS, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE COMPANY PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) US$100 OR (B) THE AMOUNT OF INTERFACE FEES, IF ANY, YOU PAID DIRECTLY TO THE COMPANY DURING THE SIX MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME LIMITATIONS MAY NOT APPLY TO YOU.

14. Indemnification

You will defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from claims, losses, liabilities, damages, judgments, penalties, costs, and reasonable attorneys' fees arising from your use of the Service, your transactions, your violation of these Terms or law, or infringement of another person’s rights. We may control the defense of any indemnified matter, and you will cooperate.

15. Suspension and Termination

You may stop using the Service at any time. We may modify, suspend, or terminate the Service or your access at any time, with or without notice, to the extent permitted by law. Upon termination, the license granted to you ends. Sections that by their nature should survive will survive, including risk acknowledgments, intellectual-property provisions, disclaimers, liability limitations, indemnification, dispute resolution, and general terms.

16. Changes to These Terms

We may update these Terms. The revised version will be posted on the applicable website with an updated effective date. Material changes may be accompanied by additional notice where required. Continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, stop using the Service.

17. Governing Law

These Terms are governed by the Federal Arbitration Act and, to the extent state law applies, the laws of the State of Delaware, without regard to conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

18. Dispute Resolution and Arbitration

18.1 Informal resolution

Before filing a claim, the complaining party must send a written notice describing the dispute and requested relief to admin@theindex.finance or 2810 N Church St, Suite 89995, Wilmington, Delaware 19802. The parties will attempt in good faith to resolve the dispute for at least 45 days after receipt. Limitations periods are tolled during this process where permitted by law.

18.2 Binding individual arbitration

Except for eligible individual claims in small-claims court and actions seeking injunctive relief for infringement or misuse of intellectual-property rights, any dispute arising out of or relating to these Terms or the Service will be resolved by final and binding individual arbitration administered by JAMS under its rules then in effect. The Federal Arbitration Act governs. Unless the parties agree otherwise, the hearing will occur remotely or in the county where you reside. The arbitrator may award relief available to an individual claimant under applicable law.

18.3 Class-action and jury-trial waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, NOT AS A PLAINTIFF OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, MASS, OR REPRESENTATIVE ACTION. YOU AND THE COMPANY WAIVE THE RIGHT TO A JURY TRIAL. If a court finds a particular request for public injunctive relief cannot be arbitrated, only that request will be severed and heard by a court; all other claims remain subject to arbitration.

18.4 30-day opt-out

You may opt out of arbitration by sending written notice within 30 days after you first accept these Terms to admin@theindex.finance or 2810 N Church St, Suite 89995, Wilmington, Delaware 19802. The notice must include your name, address, the wallet or account identifier associated with your use (if applicable), and a clear statement that you opt out of arbitration. Opting out does not affect the remaining Terms.

19. General Terms

Entire agreement. These Terms and incorporated policies are the entire agreement concerning the Service and supersede prior understandings on that subject.

Severability. If a provision is unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions remain effective.

No waiver. A failure to enforce a provision is not a waiver.

Assignment. You may not assign these Terms without our consent. We may assign them in connection with a merger, reorganization, financing, sale, or by operation of law.

No agency. These Terms do not create a partnership, joint venture, employment, fiduciary, or agency relationship.

Electronic communications. You consent to receive notices electronically, including by website posting or email.

Export controls. You will comply with applicable export-control and sanctions laws.

Headings. Headings are for convenience and do not affect interpretation.

20. Contact Information

The Index Finance, LLC

2810 N Church St, Suite 89995, Wilmington, Delaware 19802

(971) 703-5648

admin@theindex.finance

Copyright © 2026 The Index Finance, LLC. All rights reserved.